ATM’s Get Anti-Fraud Technology

  • ATM crime is up 600% since 2014
  • This is because of chip cards
  • ATMs are to support chip cards. Mastercard and Visa have given out deadlines. 
  • ATM withdrawals aren’t huge in world of withdrawals. Does suck for person losing the small amount stolen. 

Enjoy listening to insights from The Wall Street Journal on global market news, the economy and personal finance. Your Money Matters podcast takes you from Wall Street to Main Street to your street.

* Duration: 6:15, Played: 1:04

* Published: 2016-10-17 11:44:59 AM

* Episode Download Link (3 MB):

* Episode Feed: WSJ Your Money Matters –



  • Marriott might do well after merger. Could have up to 20% of hotel Market.
  • Credit cards in the US supposedly have the best deals right now ever. Analyst on WSB thinks they will get cheaper.
  • Snapchat charges 750k USD flat rate to advertise per day.
  • Clinton Election Win – Get Capital Gain tax rate of today if you hold investment for six years. Otherwise it starts at 40%+


  • Weighed in at 200 up 8 since summer low. Need to stay in gym for cardio longer

News that caught my eye

  • Yemen airstrikes… Didn’t realise how many there are.



Wall Street Journal
Motley Fool
The Disciplined Investor

Possible car or change stealing attempt?

Terrible last night.

Phone died on the sky train so I had to do half of my hour commute listening to the hum of a train. Yeah, I know first world problems…

So get off the train and walk to my car in the parkade only to discover that my window was broken.

Paused, took a breath, shit happens – let’s take pics before getting into car. Oh right, my phone is dead.

Open the car start looking around nothing seems to be missing, except the gps. That doesn’t make sense. If i was gonna steal the gas, I would also take the change. Plus the GPS would be hidden and nothing was in sight.

So I look around go to two different people, one in a suit and a laptop bag.

‘Hi, do you mind if I use your phone? Mine is dead and someone broke my car window I just need to call my cousin.’

Both had a second of hesitation in their eyes. Sheepishly they both say and I’m paraphrasing, ‘oh um I don’t have a cellphone’.

Well that’s their prerogative I’m not going to pressure them or ask a second time.

So I walk back to the sky train station and go up to a car driver. Explain the situation and ask if I can use their phone. But this time I offer my phone as collateral. Nope.

I’ll also let you hold my wallet? Nope.

I’m not going to run off. I’m in business casual with an overcoat. Nope.

Well what can I do?

His plan, sit in the car and call. That’s fair.

I sit hand over my phone, he locks the doors. I call my cousin and explain the situation.

Cousin heads over we take pictures. Using snow clearing brush/scraper, I brush all the glass into a nice and out of the way pile. I try to pick it up and put it into a bag but as my cousin points out I don’t have gloves. No point risking cuts.

I know icbc isn’t going to be much help, but I call in morning to listen to a message that confirms my suspicions. I just need to get it fixed. Heading to work now, writing this. Dad is going to shop the stores find the best deal for a repair mechanic.

What you gonna do right? Weird only my car was hit and nothing was taken. My theory is someone was seen as they broke the window to steal the car, and they just walked away? I don’t think they were trying to steal stuff because I have nothing displaying in the car.







Research shows working more than 40 Hours is unproductive.

I like the article and I agree but question. Why forty hours? Is that optimal?

I don’t have the papers at the top my head as I am writing on a train but I remember reading the optimum hours are around the thirty to thirty five mark.

I’m thinking because although one is not as productive one does produce. And if one is on salary without overtime, as long as a company does not burn out an individual it is most likely in their best interest to churn out work. Especially in the starting stages of a company.

This is an interesting topic.

Continue reading “Research shows working more than 40 Hours is unproductive.”

Many Aboriginal adults return to school after realizing ‘value of education’

‘Among completers, 14% of off-reserve First Nations people, 15% of Inuit, and 9% of Métis had left school at least once, before returning to obtain a high school diploma. The main reason cited for returning was that they “realized the value of an education / wanted a diploma.”‘

So what’s the answer here? I got no clue. But definitely needs to be added to the todo / figure out list.