Financials: All about Business Development Companies

BDC companies are very risky. They invest where banks don’t and lesson I’ve learned is to avoid it. 

BDC don’t have as many rules and it just seems like although there is high reward there is Hugh risk and not as much information. 

Business Development Companies (BDCs) are primarily small caps, but their dividends are anything but small. The industry offers investors double-digit dividend yields earned primarily by lending to, and investing in, companies that are too small for Wall Street. High yields come with high risks, however, and there is little public information about the investments that BDCs hold on their balance sheets. In this edition of Industry Focus: Financials, join The Motley Fool’s Gaby Lapera and Jordan

* Duration: 18:58, Played: 11:32

* Published: 2016-10-17 12:30:00 PM

* Episode Download Link (17 MB): http://www.podtrac.com/pts/redirect.mp3/traffic.libsyn.com/wherethemoneyis/20161017_IF_Financials.mp3?dest-id=160733

* Show Notes: http://wherethemoneyis.themotleyfool.libsynpro.com/financials-all-about-business-development-companies

* Episode Feed: Industry Focus – http://wherethemoneyis.libsyn.com/rss

Westworld S01e01 s01e02 s01e03

Thoughts on HBo tv show Westworld after watching three episodes.

  • Westworld

Watched the first the episodes. I keep thinking about the fallout games, Skyrim and red dead redemption. Throw in some virtual reality. It’s a super cool concept and it’s super easy to mess up. 
Summary after watching three episodes

  1. There is a theme park of artificial people. That can be repaired and real humans pay to do whatever they want to them in a video game like world. 
  2. It seems like the code is changing on purpose or naturally for the fake beings to start remembered all that’s been done to them and they aren’t very happy about it. 
  3. There is a narrative being built about a bigger picture and one of the original creators wanted to make full AI 

PROs

  1. So much possibility for character development 
  2. Jeffery Wright and Thandie Newton have stolen the show so far got me

CONs

  1. It seems like it might be moving towards the fact that shit fucks up by design. I hope there is more chaos. It would really suck if this is just about a human wanting to free the robot slaves. 

http://imdb.com/rg/an_share/title/title/tt0475784/

Inside the Minds of White Collar Criminals

  • WSJ podcast interviews a man who interviewed White collar criminals
    • Bernie Madoff
      • Interesting because he screwed over people he knew. Unlike others who scammed people they did not know.
  • Many were not remorseful about their actions. They could not identify who they actually hurt.
  • They have charisma and are smart.
    • Personal note: I already had assumed this.
  • Did not interview any women.
    • There are less woman in field. But also maybe they have more empathy?
      • Personal note: I don’t know where I stand on this. Need to think about it.
  • Sometimes it’s about reputation and pushing so hard that it makes people want to cheat. It’s not always about the money.

 

 

 

 

 

 

Listen to the savvy reporters at MarketWatch.com as they give lively consumer tips on money management and personal finance.

* Duration: 12:07, Played: 1:07

* Published: 2016-10-14 10:51:55 AM

* Episode Download Link (6 MB): http://feeds.marketwatch.com/~r/marketwatch/podcasts/MoneyMarketsMore/~5/B0A4NGreVVA/WSJ6338231326.mp3

* Episode Feed: MarketWatch Money, Markets & More – http://feeds.marketwatch.com/marketwatch/podcasts/moneymarketsmore

Goldman Sachs’ Marcus to Lend Money to Main Street

  • Goldman Sachs enters consumer loans with service called Marcus. 
  • Targets people with better credit. 
  • Uses their own money, so they have the advantage wirh not having to sell the loan to investors/buyers.
  • Personal thought, people might not like big banks because it helped the rich. But maybe if now they are tied to consumer will it be worth it? 

Enjoy listening to insights from The Wall Street Journal on global market news, the economy and personal finance. Your Money Matters podcast takes you from Wall Street to Main Street to your street.

* Duration: 6:38, Played: 35s

* Published: 2016-10-14 8:33:29 AM

* Episode Download Link (3 MB): http://feeds.wsjonline.com/~r/wsj/podcast_your_money_matters/~5/d8-quyaXoxE/WSJ6397262676.mp3

* Episode Feed: WSJ Your Money Matters – http://feeds.wsjonline.com/wsj/podcast_your_money_matters

Monday

Stocks 

  • Marriott might do well after merger. Could have up to 20% of hotel Market.
  • Credit cards in the US supposedly have the best deals right now ever. Analyst on WSB thinks they will get cheaper.
  • Snapchat charges 750k USD flat rate to advertise per day.
  • Clinton Election Win – Get Capital Gain tax rate of today if you hold investment for six years. Otherwise it starts at 40%+

Personal 

  • Weighed in at 200 up 8 since summer low. Need to stay in gym for cardio longer

News that caught my eye

  • Yemen airstrikes… Didn’t realise how many there are.

 

Sources:

Wall Street Journal
Motley Fool
The Disciplined Investor
BBC

The Amazing History of Soda

The soda we get instantly mixed at a fast-food joint owes a lot to a rich history going back to the Roman baths, that features drugs, diseases and explosions. Learn all about soda and soda fountains in this surprisingly interesting episode.

* Duration: 47:48, Played: 45:39

* Published: 2016-10-03 12:00:00 AM

* Episode Download Link (17 MB): http://www.podtrac.com/pts/redirect.mp3/podcasts.howstuffworks.com/hsw/podcasts/sysk/2016-10-04-sysk-soda-fountains-final.mp3

* Show Notes: http://www.podtrac.com/pts/redirect.mp3/podcasts.howstuffworks.com/hsw/podcasts/sysk/2016-10-04-sysk-soda-fountains-final.mp3

* Episode Feed: Stuff You Should Know – http://www.howstuffworks.com/podcasts/stuff-you-should-know.rss

This Is Your Brain on Podcasts

Summary 

  • Podcasts evoke lots of brain activity (not sure if that’s a good thing or not) 
  • Bad social activities (like news on murder) garners attention 
  • Ends with interviewer who’s an Olympian. Listen to freakanomics and claims it helped him change his mindset and make it to Olympics after being told he wasn’t on the team he wanted to be. 

Review: 2/5 not the most engaging content and not really new in terms of information

    Neuroscientists still have a great deal to learn about the human brain. One recent MRI study sheds some light, finding that a certain kind of storytelling stimulates enormous activity across broad swaths of the brain. The takeaway is obvious: you should be listening to even more podcasts.

    * Duration: 46:06, Played: 18:59

    * Published: 2016-10-12 8:00:00 PM

    * Episode Download Link (32 MB): http://feedproxy.google.com/~r/freakonomicsradio/~5/qVmy8qwmqaM/freakonomics_podcast101216.mp3

    * Show Notes: http://feedproxy.google.com/~r/freakonomicsradio/~3/IMMEvTJoBls/

    * Episode Feed: Freakonomics Radio – http://feeds.feedburner.com/freakonomicsradio

    How to Secure Apache with Let’s Encrypt on CentOS 7 | DigitalOcean

    SSL certificates are used within web servers to encrypt the traffic between the server and client, providing extra security for users accessing your application. Let’s Encrypt provides an easy way to obtain and install trusted certificates for free. T

    Source: How to Secure Apache with Let’s Encrypt on CentOS 7 | DigitalOcean

     

     

    Ahh… if only it were that easy. I used CloudFlare, so I need to figure out how to make it work with that. will update soon.

    — okay figured it out, just pause cloudflare and then run the command

     

     

    Reimagining Work, Self and Relationship

    The Three Marriages: Reimagining Work, Self and Relationship

    Quote of a quote:

    “Whyte’s premise is also his conclusion:”

    We should stop thinking in terms of work-life balance. Work-life balance is a concept that has us simply lashing ourselves on the back and working too hard in each of the three commitments. In the ensuing exhaustion we ultimately give up on one or more of them to gain an easier life.

    … [E]ach of these marriages is, at its heart, nonnegotiable; that we should give up the attempt to balance one marriage against another, of, for instance, taking away from work to give more time to a partner, or vice versa, and start thinking of each marriage conversing with, questioning or emboldening the other two. … (once we understand they are not negotiable) we can start to realign our understanding and our efforts away from trading and bartering parts of ourselves as if they were salable commodities and more toward finding a central conversation that can hold all of these three marriages together.

     

    http://www.farnamstreetblog.com/2015/06/the-three-marriages/